Cash on delivery, Easypaisa, JazzCash, local card gateways, bank transfer — which payment methods work for online stores in Pakistan, what each needs, and why Stripe and PayPal usually don't.
Choosing how customers pay is one of the first real decisions for an online store in Pakistan — and most payment guides online don't help, because they're written around Stripe and PayPal. Here's what actually works for Pakistani stores, what each option needs, and when to add it.
Disclosure: this guide is published by Yuplify, an e-commerce website builder. We've noted which options Yuplify supports, but the comparison applies whichever platform you use.
Cash on Delivery (COD)
The customer pays the courier in cash when the parcel arrives, and the courier remits the money to your bank account.
COD is built into Yuplify on every plan, including the free one. Read how COD works on Yuplify.
Bank Transfer and Raast
Customers transfer money to your bank account before you ship — through internet banking, IBAN transfer or Raast, the State Bank's instant payment system.
Easypaisa
Pakistan's largest mobile wallet. With an Easypaisa merchant account, customers can pay online from their Easypaisa wallet, with a debit or credit card, or by voucher at an Easypaisa shop.
Easypaisa is rolling out on Yuplify now. See Easypaisa for your online store.
JazzCash
The other major mobile wallet, with a similar merchant gateway for wallet and card payments.
Yuplify doesn't support JazzCash yet.
Local Card Payment Gateways
Several Pakistani payment companies and banks offer gateways that accept Visa and Mastercard debit and credit cards, often alongside wallets. They're worth comparing if many of your customers pay by card.
What About Stripe and PayPal?
These are the default in most international guides, but they usually don't work for Pakistani businesses:
They're only an option if your business is registered in a country they support — for example, an overseas company selling internationally. Yuplify supports your own Stripe or Paddle account for those cases. See Stripe on Yuplify.
Quick Comparison
Which Should You Start With?
Whichever you choose, make payment options clear on product pages and at checkout. Uncertainty about payment is a common reason buyers leave.
Final Thoughts
The right payment mix in Pakistan starts with COD and grows into online payments as your business matures. Don't let gateway paperwork delay your launch — start taking orders with cash on delivery, and add online payments once you know your store works.
New to selling online? Start with how to make an e-commerce website in Pakistan.
Yuplify Team
Editorial Team
Written by the team that builds Yuplify. Prices, plan limits and integrations in our guides are checked against the live product before publishing, and posts are updated when they change.
Ready to Start Your E-Commerce Journey?
Create your online store in minutes with Yuplify. No coding required.
Get Started Free
