Ecommerce Website Builders with Low Transaction Fees (2026 Comparison)

Yuplify, BigCommerce and Wix charge no transaction fee of their own on your sales, and WooCommerce does not either, so those are the low-fee choices. Shopify adds a 2% fee on Basic when you use an outside payment gateway instead of Shopify Payments. On every platform your payment provider still takes its own cut, and cash on delivery orders carry no gateway fee at all.

A transaction fee is a percentage the platform keeps from each sale, on top of what your payment provider charges. It is the one cost that grows with your success, which is why it matters more than a few dollars on the monthly subscription. This guide compares the platform fee and the gateway fee for each major builder, shows what they cost on a worked example, and says who should not switch. It is deliberately about fee percentages only. For the full monthly bill including domain and apps, read the cheapest e-commerce website builders compared on total monthly cost.

Disclosure: Yuplify publishes this page, so we are not a neutral party. Yuplify's figures come from our own pricing page and product. Competitor figures were checked on 9 October 2026 against public pricing reports, not the vendors' own pricing pages, which we could not open when writing. Fees change and differ by country and plan, so confirm each number on the vendor's own site before you decide. Where reports disagreed, we left the figure out and said so.

Two Fees, Not One

When a customer pays online, two separate charges can apply, and builders' marketing usually mentions only one of them.

A third situation catches people out. Some builders waive their own fee only if you use their in-house payment service, and add a surcharge if you connect an outside gateway. That surcharge is a platform fee in disguise, and it is the reason this comparison exists.

Transaction Fees Compared: Platform Fee and Gateway Fee

This is the table most searches are looking for. It lists what each builder keeps from a sale, and what you still pay your payment provider.

The pattern is that most builders have dropped a flat platform cut, but Shopify's outside-gateway surcharge is the notable exception, and it is the one that applies to sellers who cannot use Shopify Payments in their country.

What the Fee Costs You: A Worked Example

The numbers below are assumptions for illustration, not Yuplify data and not a forecast. Imagine a store that takes PKR 500,000 a month in card payments through an outside gateway. The gateway's own fee is the same on every platform, so the table shows only the platform's extra cut.

The lesson is not that one number is good and another bad. A platform fee of 2% is easy to ignore at PKR 50,000 a month (PKR 1,000) and hard to ignore at PKR 500,000. Always run the sum at double your expected sales, which is how a surcharge turns from a footnote into a line item.

Why Cash on Delivery Changes the Sum

Most orders in Pakistan are paid in cash when the parcel arrives. A cash on delivery order never touches a payment gateway, so there is no gateway fee, and on a platform with no transaction fee there is no platform fee either. On Yuplify, cash on delivery is built into checkout on every plan, and the only per-order charges are your courier's delivery and COD handling. Ask TCS or your courier for their current rate in writing.

That means a store that sells mostly on COD barely meets a transaction fee at all. The fee question becomes important when you add card payments, so work it out before you do.

What Yuplify Charges, Exactly

Yuplify does not add a transaction fee to your sales on any plan. Starter is free, Pro is PKR 2,500 (US$8) a month, and Business is PKR 14,999 a month. These are flat subscription prices, so your bill does not rise when your sales do. Online card payments run through Stripe on Pro, and Stripe charges its own processing fee, which Yuplify does not touch. Easypaisa is marked as rolling out and JazzCash is not supported, so we do not count on either here. See the integrations page for the current status.

How to Check a Builder's Fees Yourself

Pricing pages are written to be skimmed, and the fee detail is often a footnote. Use this checklist on any builder before you pay:

Who Should Not Switch

Low fees are not a reason to move a working store, and a lower fee is not the only thing that matters. Be honest about these cases:

Switching also takes effort: product data, redirects and customer emails all need moving. Count that against the fee you would save.

Frequently Asked Questions

Which ecommerce website builders have no transaction fees? Yuplify, BigCommerce, Wix and WooCommerce charge no platform transaction fee of their own, based on public reports and our own pricing. Your payment provider still charges its fee. Confirm on each vendor's pricing page.

Does Shopify charge a transaction fee? Shopify charges a fee on top of your gateway when you use an outside gateway instead of Shopify Payments. Public reports put it at 2% on Basic and 1% on Grow. Check Shopify's own pricing page for the current figure in your country.

Is there a way to avoid all payment fees? Cash on delivery has no gateway fee and, on Yuplify, no platform fee. You pay only the courier. Card payments always carry a gateway fee.

Does Yuplify take a cut of my sales? No. Yuplify charges no transaction fee on any plan. You pay your subscription and your payment provider's own rate.

Kya Yuplify meri sales par commission leta hai? Nahi. Yuplify kisi bhi plan par transaction fee nahi leta. Aap sirf apna plan aur payment provider ki fee dete hain.

COD orders par kitni fee hoti hai? Yuplify COD par koi fee nahi leta. Sirf courier apni delivery aur COD handling charges leta hai.

Final Thoughts

The cheapest platform fee is none, and most builders now offer it. Read the fine print on outside-gateway surcharges, test your fees at double your sales, and remember that cash on delivery sidesteps the question entirely. If you want a store with no transaction fee that you can start at zero, try Yuplify's free e-commerce website builder, or compare the Pakistan builder page. For the total monthly cost rather than fees alone, see the cheapest builders compared. For the full guide list, read the best e-commerce website builders.